Long term care insurance is a retirement planning tool to protect your assets from the high cost of needing long term care services. With the current average cost of care at $102,200 per year, it would not take long to spend a large amount of your assets on care. According to the Department of Health and Human Services, 7 out of 10 Americans age 65 and older will require long term care at some point in their lives. As you age, the probability of needing care and assistance also increases. (Read More)

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Howard Gottlieb is a well-respected Long Term Care Insurance Specialist. He has been helping families protect their savings and independence since 1999. Howard also partners with financial advisors and other professionals to educate their clients on the importance of Long Term Care planning.

In 2015, he was the recipient of the 2015 National LTC Insurance Achievement Award by American Association for Long Term Care Insurance (AALTCI), the national trade organization. In 2011, he was ranked the number one agent in his home state by AALTCI. Howard was also recently named as an endorsed local provider (ELP) of Long Term Care Insurance by the Dave Ramsey organization. Howard has earned both M.B.A. and M.S.W. degrees from the University of Michigan.

Prior to his Long Term Care Insurance career, Howard had worked as a stockbroker and marketing manager. He also spent time as a social worker. It was during this time as a social worker that Howard saw the devastation caused when a family member or valued employee unexpectedly needs long term care. Howard is an advocate for his clients and helps them attain the peace of mind of having a solid long term care plan. His goal is to educate his clients, not to pressure or obligate them. He is able to work with clients either in person or over the telephone.

Howard resides with his wife, Teresa, and their daughter, Mika. He enjoys hiking, reading and travel.

What Our Clients Say

I was referred to Howard by my sister and brother-in-law who purchased long term care insurance through him. I liked that he represents so many different companies, was very professional and didn't pressure me. I can strongly recommend him for long term healthcare planning.

- Sharon C.

My husband and I bought long term care insurance through Howard Gottlieb in 1999. My husband has now been receiving benefits from his policy for almost three years and it's really been a lifesaver. I don't know how we would have paid for all the caregivers without it. Thank you for selling us the insurance and helping us file the claim.

- Laurie & Fred A.